Money for Girls: Amortized has several endings that depend on the choices I make throughout the game. Some routes focus on keeping certain stats low, while others require me to follow specific interactions with Agnel, make money, or pursue the investigation.
How to Get All Endings in Money for Girls: Amortized
In this guide, I explain the routes I use to reach every ending in Money for Girls: Amortized. I have listed the choices in order so I can follow each route step by step.
Table of Contents:
Hygiene End
The Hygiene End is one of the easiest bad endings for me to trigger. The goal is to let Cancer Prize’s hygiene fall as low as possible by choosing dirty options and avoiding anything that cleans her up.
If I have trouble reaching this ending naturally, I use the Slob trait at the beginning to make the route easier.
My Route With the Slob Trait:
- Do It
- Swallow Money x5
Following these choices gives me the Hygiene End.
Mood End
The Mood End works in a similar way to the Hygiene End, except this time I focus on lowering Cancer’s mood. I choose options that degrade or demean her and avoid giving her opportunities to recover emotionally.
I can also start with the OCD trait if I need an easier path toward this ending.
My Route With the OCD Trait:
- Do It
- Stop
- Oink Feebly
- Sh*tty
- School → Baby Worm
- Outside → Investigate → Crime Scene
- Fight Nausea
- Ask For Help
- Conclude / Yes
- Pray
- Run Outside
- Go Home and Shower
- Excited For The Investigation
- School → Breast Cancer
- Outside → The Debt
- Maybe We Can
- Smile
- School → Virgin
- Lip Kisses
- Outside → Investigate
- Any Sound Works
- Her Persona
- Her Body
- No Questions
After these choices, I reach the Mood End.
Girls End
For the Girls End, I focus heavily on Agnel and choose affectionate options that show genuine love and devotion. The pink sticker and one of the final choices are especially important for reaching this ending.
My Girls End Route:
- Do It
- Stop
- Oink Feebly
- Humiliated But Strangely Good
- School → Amphetamines
- Do Amphetamines
- She’s So Cool
- Outside → Investigate → That Girl
- Keep Them Open
- Approach
- School → True Heart Day <3
- They Must Be For Agnel
- Outside → Agnel → Wishing Fountain
- That’s Enough
- Make A Wish
- The Eternal Spirit of Love
- School → Juice Hole
- Mango Salt Lassi
- Outside → Investigate → Something Fishy
- Leave It There
- Its Okay I Wont Tell Anymore
- School → A Skilled Girl
- Outside → Investigate → Follow Agnel
- Dont
- Pray For Her
- Did They Try
- School → Breast Cancer
- Outside → Agnel → Like A Demon
- A Shadow On Me
- Outside → Agnel → Mall Girls
- Get Out
- Look Inside The Shorts
- Sniff
- Tall Women Stealing Souls
- Put It Away
- Outside → Agnel → My Knight
- Her Hand
- Outside → Agnel → Sugar Beach
- Laidback Compliment
- She Approaches
- Have Some Cheese Fries
- Positive Response
- What A Beautiful Mystery
- Peak Up/Down → Let Timer Run Out
- Put It Away
- Okay Okay
- Cute
- Outside → Agnel → A Date!
- Comfort Her
- Home → Shower → Finish Up
- Climb Up
- Outside → Agnel → Communion Wine
- Drink
- Sea
- Home → Agnel Meets Mom
- Melted Cheese
- Outside → Agnel → False Ego
- My Love Fills Her
- Outside → Agnel → Phone Call
- Laugh It Off
- Outside → Agnel → Fauxns
- Be Closer
- Outside → Agnel → A Nice Dog
- Stroke
- Hold Still
- Maybe A Wild Animal Could Be Welcome
- Give A Little Smooch
- You Protected Me :]
- Accept Her Invitation
- Wait For Her Return
- Look At Her
- Hold Still
- Pray
- Her Drooling Face
- You Asked What Happened To Her
- A Wish
- I Don’t Want To Be Your Secret!
I save my game here if I also want to use this point for another ending.
- Look For Agnel
- Walls → Go Deeper → Follow The Ants → Go All The Way
- Blink
When the three choices appear, I select the bottom OPEN EYES option that changes to KEEP EYES SHUT when I hover over it. Choosing something else ends this route.
- Open Eyes // Keep Eyes Shut (bottom most choice)
- Then A Sound
- Fall Asleep
- I Trust You
- Take The Shot
- As Long As You’re Here
- Enter The Heartfelt End
This route gives me the Girls End.
Chains End
The Chains End is the opposite of the Money End. I reach it by finishing the game without committing strongly enough to another ending and being broke when it is time to pay the debt.
I do not need a complete route for this ending. If I made the save during the Girls End route above, I can reload it and use the debt option at the end.
As long as I have less than 1000 Xeraphim, I choose:
- Wait For Morning. Pay Your Debt
This gives me the Chains End.
Money End
For the Money End, I focus on earning cash and paying the debt instead of prioritizing the romance route. I take money-focused opportunities and sell what I can along the way.
My Money End Route:
- Do It
- Swallow It
- Swallow Money x4
- Stop
- Oink Feebly
- Whatever, Its All About Money
- School → Advanced Economics
- Modern Money
- Debt
- Home → Shower → Finish Up
- School → Introductions
- Outside → Investigate → The Debt
- Maybe We Can
- Smile
- Take It Off
- School → Breast Cancer
- Outside → Investigate → Casting Call
- Any Sound Works
- Her Persona
- Her Body
- No Questions
- Cancer Takes It Off
- Cancer Eats The Sugar
- Happy Line Reading
- School → Amphetamines
- Do Amphetamines
- She’s So Cool
- Sass Her
- Her Touch Lingers Sweetly
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- Make A Fun Face With Ketchup
- School → Juice Hole
- Mango Salt Lassi
- Outside → Agnel → Wishing Fountain
- Keep Scrounging
- Save The Coin
- A Shadow On Me
- Home → Laundry
- The Happiness of Warm Blankets
- Outside → Investigate → Her Office
- Look Back
- Drink The Milk
- High Value Asset
- Ask For Money
- Her Friend
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- She’s Neither
- Outside → Investigate → Go For Walk
- Keep Walking
- But I Need Them
- Outside → Agnel → Guano
- Embrace The Guano
- Lets Find Out
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- Outside → Agnel → Gold Coin
- Bite Her Shoulder
- Tell Her
- Outside → Agnel → Phone Call
- Laugh It Off
- Outside → Agnel → Communion Wine
- Drink
- Sea
- Home → Weird Hairs
- Suppress The Thought
- Home → Favorite Game
- Pray For Victory
- Its About Love Versus Evil
- Knight
- Accept Her Invitation
- Snoop
- Look For Loot
- Pink Heart
- Star
- Scrounge
- Keep To Sell
- Scram
- Look At Her
- Hold Still
- Pray
- Her Drooling Face
- I Needed It
- And Then
- A Prayer
- I Don’t Want To Be Your Secret
- Wait For Morning. Pay Your Debt
- Sweet Response
These choices give me the Money End.
Business End
The Business End follows the Sugar Mommy side of the story and takes me deeper into the investigation. For this route, I keep pursuing the sugar-related events and aim for the lollipop path.
My Business End Route:
- Refuse
- School → Introductions
- Outside → Investigate → The Debt
- Maybe We Can
- Smile
- School → Breast Cancer
- Outside → Investigate → Casting Call
- Any Sound Works
- Her Persona
- Her Body
- No Questions
- Cancer Takes It Off
- Cancer Eats The Sugar
- Happy Line Reading
- Amphetamines
- Do Amphetamines
- This Wh*re Is Obsessed With Me
- Outside → Investigate → Her Office
- Look Back
- Drink The Milk
- High Value Asset
- Ask For Money
- Her Rival
- She’s Neither
- School → Baby Worm
- Home → Old Colleague
- Oh yeah
- Below
- Move On
- Take It Off
- School → Virgin
- I’m Not A Virgin
- All The Way
- Home → Radio Hazard
- Reap What You Sow
- Business Broadcast
- Its Part Of The Investigation
- Sugar Static
- Look Around
- Get Up
- Stoic Silence
- LET THE TIMER RUN OUT
- I Love Money
- Done
- A Shadow On Me
- Home → Shower → Finish Up
- Outside → Investigate → Prize Pool
- Brush Them Off
- Chocolate
- Stop Talking
- Modest Response
- Taking Pictures
- Take The Sugar
- Put It Away
- Sprawl Out
- Feeling Sleepy
- Wave Goodbye
- Home → Weird Hairs
- Mention Your Itchy Palm
- Sashimi
- Home → Dust Bats
- Home → Moms Bedroom
- Any Options You Want For Lore
- Finally You Stop And
- Hide In The Laundry Pile
- Home → Mom Is Showering
- Did You Have A Good Day
- Home → The Bad Times
- She Needed Sleep
- And Then
- Mom?
- Home → Pray
- Home → Mom Beach
- She Had To Convince Me
- Change Into The Swimsuit
- Starfish
- Move On
- Scared
- Memories
- Put It Away
- Home → Favorite Game
- Pray For Victory
- Its All About Crystals
- Knight
- Outside → Investigate → That Girl
- Follow The Ants
- Walls → Go Deeper → Follow The Ants → Go All The Way
- Blink
I save here so I can reload this point for another ending.
- Open Eyes/Open Eyes
- Go With Her
- Suck On Your Fingers
This completes the Business End.
Bleed End
The Bleed End follows a path similar to the Girls End, but I cannot become too attached to Agnel. I still interact with her, but I need to keep some distance instead of fully committing to the romantic route.
I can reach this ending easily from the save created during the Business End route. I reload the save from the point where the three eye choices appear and then select the third option.
My Bleed End Route From the Business Save:
- Reload The Save
- Open Your Eyes/Close Your Eyes (THIRD OPTION)
- Then A Sound
- Got The Money Mom
These choices give me the Bleed End.
Coin End
The Coin End requires a very specific approach to Agnel. Instead of showing sincere affection like I do during the Girls End, I choose more snarky and unauthentic responses while still following her route.
My Coin End Route:
- Do It
- Stop
- Oink Feebly
- ♥♥♥♥♥♥
- School → Amphetamines
- Do Amphetamines
- This Wh*re Is Obsessed With Me
- Outside → Investigate → Crime Scene
- Fight Nausea
- Show Your Superiority
- Conclude Examination → Yes
- Pray
- Run Outside
- Give Her Your Explanation
- This Bimbo Is So Into Me
- School → Virgin
- Im Not A Virgin
- All The Way
- Outside → Investigate → That Girl
- School → Bio Test
- Keep It As Evidence
- The Life Fetish
- Bright Answer
- Outside → Agnel → A Nice Dog
- Ignore
- Hold Still
- Maybe A Wild Animal Could Be Welcome
- Just Keep Petting
- Thanks Dogbait
- School → Baby Worm
- Outside → Investigate → Something Fishy
- Leave It Be
- School → Heart Day <3
- They Must Be For Agnel
- Outside → Investigate → Follow Agnel
- Peek
- Is One Of Them Here
- A Shadow On Me
- Outside → Agnel → Like A Demon
- Keep Them Open
- Approach
- Home → Shower → Finish Up
- Home → I Like Girls
- The Ladies Cant Get Enough Of Me
- Settle Down → Fall Asleep
- Outside → Agnel → Communion Wine
- Drink
- Sea
- Outside → Agnel → Wishing Fountain
- Thats Enough
- Make A Wish
- The Eternal Spirit Of Love
- Outside → Agnel → False Ego
- My Suffering Enriches Her
- Outside → Agnel → Fauxns
- Absorb Her Frequencies
- Outside → Agnel → Gold Coin
- Bite Her Shoulder
- Keep It As Evidence
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- Spit In Her Food
- Outside → Agnel → Dance For The Future
- Any Option Works Here!
- Dissolve Into Saltwater
- Home → Weird Hairs
- Suppress The Thought
- Accept Her Invitation
- Snoop
- Look For Loot
- Heart
- Star
- Scrounge
- Keep As Evidence
- She Wanted You To See These
- Scram
- Look At Her
- Run
- Tails
Following this route gives me the Coin End.